For context on Bank OZK's small-business lending footprint, see its SBA lending profile on US Lender Metrics, including approval volume, loan sizes and industry mix. SBA approvals are not the same as funded loans or recognized revenue; the profile states its reporting period.
| Quarter | Call date | Disclosure | Financial quality | Kept | Missed | |
|---|---|---|---|---|---|---|
| Q2'26 | July 22, 2026 | 8/12 | 2 high, 5 medium, 1 low flags | 0 | 0 | Call sheet → |
| Q1'26 | April 22, 2026 | 9/12 | 3 medium, 4 low flags | 0 | 0 | Call sheet → |
| Q4'25 | January 21, 2026 | 6/12 | 1 high, 5 medium, 2 low flags | 0 | 0 | Call sheet → |
| Marked | Status | Promise |
|---|---|---|
| Q2'26 | Pending | Expect IQHQ sponsor support to continue and the loan to remain pass-rated through its maturity Maturity confirmed as next month on this call; Brannon Hamblen states sponsor and mezz lender are engaged in multi-year extension and recapitalization talks but 'terms haven't been fully developed', so the credit remains unresolved and pass-rated for now. |
| Q2'26 | Pending | Hope to move some or all of the three named legacy OREO assets off the books over the course of the year Full-year 2026 target not yet ended; those specific assets were not mentioned on this call, and instead two new Seattle properties entered OREO, so status is unverified. |
| Q2'26 | Pending | CIB efficiency ratio to stay in the high 30s this year and begin improving toward longer-term norms in future years Multi-year target not due; the metric was not discussed at all this quarter, so no update is verifiable from the call itself. |
| Q2'26 | Pending | CIB expected to pull even with, then ahead of, RESG in portfolio size by 2027 Multi-year target (2027) not yet due; current call references a similar crossover expectation but there is no independent resolution citation available this round, so this remains unverified pending. |
| Q2'26 | Pending | RESG may not be a great growth source in 2027, with significant growth not expected until 2028 Future-period target (2028) not yet due; current call reaffirms a similar multi-year trajectory, but no qualifying management resolution evidence exists on this call, so status remains unverified. |
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