For context on Landmark National Bank's small-business lending footprint, see its SBA lending profile on US Lender Metrics, including approval volume, loan sizes and industry mix. SBA approvals are not the same as funded loans or recognized revenue; the profile states its reporting period.
| Quarter | Call date | Disclosure | Financial quality | Kept | Missed | |
|---|---|---|---|---|---|---|
| Q2'26 | July 30, 2026 | 9/12 | 1 high, 3 medium, 3 low flags | 0 | 0 | Call sheet → |
| Q1'26 | April 30, 2026 | 7/12 | 2 high, 3 medium, 3 low flags | 0 | 0 | Call sheet → |
| Q4'25 | January 29, 2026 | 6/12 | 1 high, 5 medium, 3 low flags | 0 | 0 | Call sheet → |
| Q3'25 | October 30, 2025 | 7/12 | 4 medium, 3 low flags | 1 | 0 | Call sheet → |
| Marked | Status | Promise |
|---|---|---|
| Q4'25 | Pending | 5% stock dividend to be issued December 15, 2025 to shareholders of record December 1, 2025 Q4 call does not explicitly confirm issuance; implied share count increase is consistent with book value math ($155.7M/$26.92 pre vs $160.6M/$26.44 post) but the actual was not stated on the call. Treating as pending/unverified. |
| Q3'25 | Pending | Abby Wendel: 'second half of the year, we have some big initiatives to gather more deposits and primarily through the branch network' 2H25 period has not ended (Q4 remains). Q3 results show brokered deposits, not branch deposits, as the 'primary driver' of deposit growth, which is a concerning divergence from the stated plan but not yet a confirmed miss since the full period hasn't closed. |
| Q3'25 | Delivered | Abby Wendel: 'our numbers are already headed in the right direction for the third quarter. And honestly, I expect that probably that trend to continue' regarding non-accrual loans Non-performing loans declined ~$7M this quarter, and specifically the $1M CRE credit placed on nonaccrual in Q2 was 'fully collected'. Directionally delivered, though driven largely by resolution of a separate large commercial credit, not broad-based improvement. |
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