| Quarter | Call date | Disclosure | Financial quality | Kept | Missed | |
|---|---|---|---|---|---|---|
| Q2'26 | August 3, 2026 | 4/12 | 1 high, 2 medium flags | 0 | 0 | Call sheet → |
| Q1'26 | May 4, 2026 | 9/12 | 4 medium, 2 low flags | 1 | 0 | Call sheet → |
| Q4'25 | February 11, 2026 | 10/12 | 3 medium, 3 low flags | 5 | 0 | Call sheet → |
| Marked | Status | Promise |
|---|---|---|
| Q2'26 | Pending | "We remain on track for our financial services segment to achieve adjusted EBITDA break-even in the second half of this year." Management reiterated approach to profitability but gave no concrete Q2 results to confirm progress |
| Q1'26 | Pending | 20% revenue CAGR 2025-2028 2026 guidance implies they're tracking ahead of this target |
| Q1'26 | Delivered | Continue autonomous vehicle pilots in Singapore Transitioned to paying public operations, 40K+ kilometers driven |
| Q1'26 | Pending | 1.5 billion EBITDA by 2028 Not mentioned this quarter, notable silence on 3-year targets |
| Q1'26 | Pending | Mobility margins to stabilize within historical range Reiterated despite Indonesia regulatory overhang |
| Q1'26 | Pending | $2B loan book by end 2026 On track with $1.3B current level and strong disbursement growth |
| Q1'26 | Pending | Financial Services EBITDA breakeven in second half 2026 Reiterated exactly same language, no incremental confidence despite strong Q1 |
| Q4'25 | Pending | Financial Services segment breakeven in second half 2026 Reiterated commitment with banks specifically breaking even Q4 2026 |
| Q4'25 | Delivered | Continue sequential EBITDA improvement 16th consecutive quarter of EBITDA expansion achieved |
| Q4'25 | Delivered | Adjusted EBITDA guidance $490-500M for full year 2025 Hit $500M exactly, top end of range |
| Q4'25 | Delivered | Both Mobility and Delivery segments on track to exit at record GMV levels Management confirmed both segments hit records in Q4 |
| Q4'25 | Delivered | Full year on-demand GMV growth to accelerate from 2024 levels Confirmed acceleration with record GMV levels achieved |
| Q4'25 | Exceeded | Financial services loan portfolio to exceed $1 billion by end 2025 Hit $1.3B gross loan portfolio, $1.2B net - beat by 20-30% |
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